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BSN dengan kerjasama AKPK lancar kempen DUITforBaby dan BSN MyFirst
Posted on Jun 23, 2020
KUALA LUMPUR, 23 Jun -- Bank Simpanan Nasional (BSN) dengan kerjasama Agensi Kaunseling dan Pengurusan Kredit (AKPK) hari ini melancarkan kempen ‘Duit for Baby’ bagi memperkenalkan skim simpanan baharunya, BSN MyFirst.
Ketua Eksekutif BSN, Datuk Yunos Abd Ghani berkata kempen yang berlangsung mulai hari ini sehingga 31 Dis depan, terbuka kepada semua ibu bapa yang membuat simpanan dengan BSN MyFirst untuk anak-anak mereka yang berusia di bawah tujuh tahun.
"Pelanggan bukan sahaja dapat menikmati kadar keuntungan yang menarik apabila menyimpan dengan BSN MyFirst, malah mereka juga berpeluang memenangi hadiah lumayan apabila menyertai kempen ini," katanya kepada pemberita selepas Majlis Pelancaran Kempen 'Duit for Baby' di Wisma BSN, di sini, hari ini.
Kempen 'Duit for Baby' dirasmikan oleh Timbalan Ketua Setiausaha (Pengurusan) Kementerian Kesihatan (KKM), Datuk Mohd Shafiq Abdullah.
Kata Yunos, selain perlu membuka skim simpanan BSN MyFirst, peserta juga boleh menyertai kempen ini dengan mengikut modul kewangan dalam talian yang disediakan AKPK atau menghantar tiga slogan terbaik ke AKPK.
"Sepuluh ribu peserta pertama yang menyertai BSN MyFirst dalam tempoh berkempen akan menerima hadiah tambahan bernilai RM50 yang akan didepositkan ke dalam akaun BSN MyFirst masing-masing," katanya.
Pemenang tempat pertama bakal membawa pulang hadiah berupa Sijil Simpanan Premium (SSP) BSN bernilai RM5,000, manakala tempat kedua, SSP bernilai RM3,000 dan tempat ketiga, SSP bernilai RM1,000.
Tiga pemenang bulanan juga akan dipilih sepanjang tempoh kempen untuk membawa pulang hadiah berupa SSP bernilai RM650 untuk tempat pertama, RM500 untuk tempat kedua dan RM300 di tempat ketiga.
Kempen 'Duit for Baby' turut menerima sokongan daripada KKM yang memberi fokus untuk mendidik ibu bapa muda mengenai perancangan kewangan ketika memulakan keluarga menerusi modul-modul pendidikan kewangan secara dalam talian.
"Modul-modul ini turut memberi penekanan terhadap belanjawan, aliran tunai, kos melahirkan bayi serta perlindungan dan perancangan untuk pendidikan anak-anak," kata Yunos.
--BERNAMA
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The world we live in is increasingly complex, especially for the youths, and they will eventually need to take charge of their future and finances. Financial education in the tertiary stage is for those between the ages of 18 to 25 currently pursuing post-secondary education. Providing them with the appropriate financial know-how at this point will build up their competence in dealing with future financial decisions. This module focuses on cash flow management, the importance of savings and setting up a budget, internet banking and other appropriate topics for university and college students.
Entering Workforce
This stage comprises those between the ages of 20 to 30, i.e. mainly those who are just starting out in life. Financial education is essential to this age group as they learn to be independent in most matters especially financial management. In their minds, a car is a want rather than a need, and normally sits at the top of their list of things to acquire. Our Entering Workforce module focuses on understanding the fundamentals of borrowing and the importance of borrowing productively to encourage positive net worth. Financial education at this stage is also aimed at inculcating the habit of managing debts wisely. The module also introduces the fundamentals of investments and the importance of insurance for a better tomorrow.
Starting and Raising a Family
The module for the next life stage is for those who are starting and raising a family. People in this category are approaching that time in their life when they will normally experience important and meaningful life’s milestones: marriage, children and a new home. Designed for those between 30 to 40 years of age, this module will focus on settling unproductive loans while reducing debt commitments as they prepare for retirement. Emphasis will again be placed on the importance of planning for and protecting against uncertainties by talking about the types of financial tools available. They will learn the various types of insurance policies and be able to decide on the best coverage based on their affordability for their precious family. Education will also be given on the appropriate investments that will provide passive income for a better tomorrow.
Retirement
The transition from working to retiring involves many tough decisions regarding income and lifestyle needs and whether one plans to ease into retirement or otherwise, while considering factors such as wealth management, whether a pension is enjoyed, and EPF balances. These are big decisions with long-term impact on their financial well-being during retirement. To make the best choices, they require sufficient knowledge and intense awareness of how they want to live through their retirement years. Therefore, our pre-retirement module will prepare them for retirement by teaching them the proper use of their investments and review of their portfolio while servicing their insurance policies and settling unproductive debts to improve their net worth positively.
Post – Retirement
You have retired. How would you manage your money now? Considering that the average life expectancy in Malaysia has improved, it is more important now than ever to ensure that you have the financial resources to live a comfortable and happy lifestyle—particularly if you are looking forward to retiring with peace of mind. Taking care of your wealth and making it last are important at this stage. Financial literacy and education is a continuous life lesson that does not end at retirement. Now, more than ever, you need to manage your finances wisely and plan for the unexpected. Our post-retirement module is focused on those who are currently transitioning into retirement or are in the early stages of retirement.